070-6169-5545

Investments

Gemstone
Investments

Investment Accounts

High and Constant investment opportunity or offers to grow your money

Upfront Interest Account

  • NGN 500 Membership registration fee.
  • Interest is paid upfront
  • Minimum Investment Amount: NGN100,000
  • Earn up to 20% Per Annum Interest Rate Minimum Tenor is 6 months.

Requirements

  • Duly completed application form
  • 2 recent passport-size photographs
  • Current utility bill
  • A valid means of ID (National ID, driver's license, voter's card or international passport)

Premium Investor Account

  • NGN 500 Membership registration fee.
  • Minimum opening balance ofNGN 1,000,000
  • Earn 36% Per Annum or 3% Per Month Interest Rate Interest is payable monthly, quarterly, or semi-annually at the discretion of the member. Minimum Tenor is 12 months.

Requirements

  • Duly completed application form
  • 2 recent passport-size photographs
  • Current utility bill
  • A valid means of ID (National ID, driver's license, voter's card or international passport)

Capital Investor Account

  • NGN 500 Membership registration fee.
  • No Minimum amount in daily savings.
  • Minimum opening balance of NGN 100,000
  • Earn 18% Per Annum or 1.5% Per Month Interest Rate Interest is payable monthly, quarterly, or semi-annually at the discretion of the members. Minimum Tenor is 3 months.

Requirements

  • Duly completed application form
  • 2 recent passport-size photographs
  • Current utility bill
  • A valid means of ID (National ID, driver's license, voter's card or international passport)

Diamond Investor Account

  • NGN 500 Membership registration fee.
  • Minimum opening balance of NGN 250,000
  • Earn 30% Per Annum or 2.5% Per Month Interest Rate Interest is payable monthly, quarterly, at the discretion of the member.
    Minimum Tenor is 6 months.

Requirements

  • Duly completed application form
  • 2 recent passport-size photographs
  • Current utility bill
  • A valid means of ID (National ID, driver's license, voter's card or international passport)

Mudaraba Investor Account

  • NGN 200 Membership registration fee.
  • This is a profit-sharing Scheme
  • Profits on investment shall be shared between the customer, investors and Gemstone

Profit Sharing Rate

  • Customer's share of profit is 20%
  • Investor's share of profit is 43%
  • Gemstone's share ofprofit is 37%
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