Frequently asked question on investment plans
A valid ID card
The minimum amount is 100,000
The meaning tenor is 90 days
The interest rate depends on the amount and maturity period. It is negotiable.
Yes you you can, however accrued interest may be charged depending on the type of interest payments chosen
Interest and principal payments can be paid in to your account of choice monthly, quarterly or upon maturity.
Yes! Absolutely you can.
Frequently asked question on Loan Acquisition
visit any of our closest branch.
Interest rate varies from 5% to 9% depending on the loan product
You can get as low as 20,000 and as high as 1 million subject to assessment.
No. family members may not be used as guarantors
While we encourage you to save for a brighter future, you do not have to save before applying for a loan.
Yes Gemstone gives out loans to Salary earners
For more information about Gemstone Loans and Savings products, kindly contact us on 07061695545, 08082325226. You can also stop by in person at any of our branches across Nigeria Listed Above.